OPEN ENROLLMENT IS HERE!- Don't Miss Out!

Plans Change Every Year- Premiums, Doctors and Prescriptions Too

Find the Best Plan That Fits For Your Needs

Let's Talk About Your Medicare Options

Submitting information via this website will direct you to a licensed insurance agent.

 

Hi! I’m Eileen!

 

Your trusted local Medicare and Covered California insurance agent.

 

I’m licensed in multiple states. I can help you over the Phone, Zoom, or in person if you’re local.

 

My goal is simple: make health coverage easy and stress-free, whether it’s Medicare or Covered California.

 

 

 

My Story

 

 

After losing my mom in 2023, I learned how important it is to have the right health plan.

 

The right plan helps you avoid stress around:

 

  • Networks
  • Doctors and specialists
  • Prescription costs
  • The constantly changing Medicare and Covered California environment

 

 

That experience became my mission. Helping people find the right coverage isn’t just my specialty—it’s my calling.

 

 

 

 

Why Work With a Broker

 

 

Unlike national call centers, I provide personalized guidance tailored to your needs.

 

  • I know the local area, including doctors, specialists, and hospitals.
  • I help you avoid gaps in coverage or unexpected costs.
  • I review your current plan and options each year to make sure it still fits your needs.

 

 

With a broker, you get one-on-one support, not a scripted call center experience. I’m here for you before, during, and after enrollment, for both Medicare and Covered California.

 

 

 

 

How I Can Help

 

 

I work with nationally and locally recognized companies to find plans that fit your needs and budget.

 

My services are always free to you.

 

In addition to Medicare and Covered California, I also provide guidance on:

 

  • All types of life insurance
  • Estate planning, including trusts and wills
  • Supplemental plans for dental, vision, hearing, cancer, hospital indemnity, and long-term care coverage

 

 

These services help fill gaps in coverage and ensure you have the protection you need for your health, finances, and future.

 

 

 

 

How I’m Paid

 

 

You might wonder, “How are you paid?”

 

I am compensated by the insurance companies I work with. This does not affect your cost, and my goal is always to find the plan that is best for you.

 

 

 

 

Changes to Consider

 

 

  • Are your prescriptions still covered?
  • Will your deductibles or premiums change?
  • Are your doctors and preferred hospitals still in network?
  • Is your Covered California plan still the best fit for your income and needs?

 

 

 

 

 

Health Coverage Made Simple

 

 

I guide you through your options and help you find the plan that’s right for you, whether it’s Medicare or Covered California.

 

Let me take the stress out of health coverage, so you can focus on what matters most.

 

I look forward to helping you.

 

Agent Eileen

We Got You Covered For All Things Medicare!

Our mission is to provide peace of mind and help you make the most of your Medicare benefits by providing no cost services to you, while exploring your Medicare options.

medicare-advantage
Medicare Advantage

A Medicare Advantage Plan (aka Medicare Part C) is simply a Medicare approved private insurance company that manages your Medicare benefits. Part C combines Part A, Part B and many times Part D as well as other additional services a person may require such as hearing, dental, vision, and more. These plans have low to no premiums.

medigap
Medicare Supplements

A Medicare Supplement (aka Medigap) insurance, sold by private companies, can help reduce out-of-pocket expenses by paying for certain healthcare costs that Original Medicare doesn't fully cover, like co-payments, coinsurance, and deductibles. These plans require the payment of monthly premiums in addition to Medicare Part B premiums.

medicare-part-d
Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. Each Medicare prescription drug plan (aka PDP) uses a formulary, which is a list of medications covered by the plan and your costs for each.

GET THE MOST OUT OF YOUR MEDICARE PLAN

Whether that means:

  • Ensuring Access to Doctors.
  • Maximizing Additional Benefits.
  • Receiving a Premium Give-Back.
  • Managing Out-of-Pocket Costs.
Schedule Your Appointment Today

Contact Me

📞 951-227-PLAN (7526) or 949-414-4130

 

Customer Service

877-651-7526

 

Email: ✉️ eileen@hrbcinsurance.com

My website 🌐 www.youragenteileen.com

 

Follow Me!

Instagram: @youragenteileen

 

Schedule a Consultation!

💻 retireflo.com/eileen

asian-family

 

To Schedule an Appointment:

Please Provide Your Info Below

By filling out this form, you are simply giving me permission to review your Medicare plan options with you. This is a no cost, no obligation consultation. I'm here to help!

Let's Talk About Your Medicare Options

If You're Still Unsure About Me

Hear From Some of My Clients!

Eileen is so knowledgeable! She helped me sign up for Medicare and explained all the best options for me. She even helped me with our trust. She are professional and very kind. I highly recommend HRBC insurance!



Cheryl & Bill, Homeland, CA

I just want to give a HUGE shout out to Nico for his assistance with my husband's Medicare set-up. My husband has a lot of medical issues and is on disability and Nico went above and beyond to get us the best care possible. He provided AWESOME support with the account and doctor selection. Thank you, Thank you, Thank you!



Christine M., Sacramento County, CA

Henry has been able to help my grandmother apply and retain her Medicare for multiple years. We're not insurance savvy, so having a resource like HRBC Insurance to answer our questions and help with the application process is a blessing.



John H., Riverside County, CA

Rec
rec-Anthem
Rec
rec
rec
rec-molina
Rec
Rec
Rec
rec
Rec